Factor Fast Finance Options
Discover the best business finance options with FactorFast. Compare secured vs unsecured loans, invoice finance, asset finance, merchant cash advances, and more to find the right funding for your needs.
Index Overview – Business Finance Options
Quick Overview Table
Finance Type
Best For
Secured vs Unsecured Finance
Understanding the difference and choosing based on risk, speed, and loan size
Invoice Finance / Factoring
Boosting cash flow by unlocking money tied up in unpaid invoices
Asset Finance
Spreading the cost of buying vehicles, equipment, or machinery
Merchant Cash Advance
Quick cash based on card sales – great for retail, hospitality & online stores
Bridging and Development Finance
Fast, short-term funding for buying, renovating, or building property
Revolving Credit Facility
A flexible, reusable funding pot – like a business overdraft
Start Up Loans
Early-stage funding for new businesses or first-time founders
Lease Finance
Renting assets or equipment with lower upfront costs
Mini Comparison Chart
| Finance Type | Quick Access? | Asset Required? | Tax Benefits Possible? | Good For… |
|---|---|---|---|---|
| Secured Loan | ⛔ Not always | ✅ Yes | ✅ Yes | Big amounts, lower rates |
| Unsecured Loan | ✅ Yes | ⛔ No | ✅ Yes | Quick funding, lower amounts |
| Invoice Finance | ✅ Yes | ⛔ No (uses invoices) | ✅ Yes | Cash flow gaps |
| Asset Finance | ✅ Yes | ✅ Yes (new asset) | ✅ Yes | Buying vehicles, kit, etc. |
| Merchant Cash Advance | ✅ Yes | ⛔ No | ✅ Yes | Card-based businesses |
| Bridging Finance | ✅ Yes | ✅ Yes (property) | ✅ Yes | Auctions, quick property deals |
| Development Finance | ⛔ Takes setup | ✅ Yes | ✅ Yes | Property construction |
| Revolving Credit | ✅ Yes | ⛔ Sometimes | ✅ Yes | Flexibility, short-term gaps |
| Start Up Loan | ✅ Yes | ⛔ No | ✅ Yes | New businesses |
| Lease Finance | ✅ Yes | ✅ Yes (leased item) | ✅ Yes | Keeping kit up to date |
Mini Comparison Chart
| Finance Type | Quick Access? | Asset Required? | Tax Benefits Possible? | Good For… |
| Secured Loan | ⛔ Not always | ✅ Yes | ✅ Yes | Big amounts, lower rates |
| Unsecured Loan | ✅ Yes | ⛔ No | ✅ Yes | Quick funding, lower amounts |
| Invoice Finance | ✅ Yes | ⛔ No (uses invoices) | ✅ Yes | Cash flow gaps |
| Asset Finance | ✅ Yes | ✅ Yes (new asset) | ✅ Yes | Buying vehicles, kit, etc. |
| Merchant Cash Advance | ✅ Yes | ⛔ No | ✅ Yes | Card-based businesses |
| Bridging Finance | ✅ Yes | ✅ Yes (property) | ✅ Yes | Auctions, quick property deals |
| Development Finance | ⛔ Takes setup | ✅ Yes | ✅ Yes | Property construction |
| Revolving Credit | ✅ Yes | ⛔ Sometimes | ✅ Yes | Flexibility, short-term gaps |
| Start Up Loan | ✅ Yes | ⛔ No | ✅ Yes | New businesses |
| Lease Finance | ✅ Yes | ✅ Yes (leased item) | ✅ Yes | Keeping kit up to date |